Lumen CRM - Lender Intake

Preferred funding

80% to 100%

Target rate

8% to 12% try lower

Ideal close

Under 10 days

Quick Rules, Call Guide, Definitions, and What We LikeTap to expand

Rule

Never tell lenders what rates we are willing to accept. Let them give their numbers first, then ask if they have flexibility. Do not reveal our ceiling.

Purpose

Using lenders and OPM helps us buy more deals, move faster, preserve our cash, and scale the company.

Call Guide

What types of deals do you fund?
What percentage do you lend?
What is your interest rate?
What are your loan terms?
Do you require money down?
Do you lend in Abilene / Big Country?
How fast can you close?
Do you work with wholesalers?

Definitions

Hard Money Lender: company lending on investor deals.

Private Lender: individual lending their own money.

Loan Term: how long we have to pay it back.

Points: upfront lender fee. One point equals one percent of the loan amount.

What We Like

80% to 100% funded, 8% to 12% interest if possible, lower when available, under 10 day closing ideal, and low money down whenever possible.

New Lender Submission

One company per submission. Saves to server and updates the export file automatically.

Ready

Date

Submitted By

Lender Type

Rating

Contact Name

Company Name

Phone

Area Served

Types of Deals Funded

Works With Wholesalers?

Percentage Lent

Interest Rate

Improved Rate Offered

Use this only if they came down from the first rate they quoted or offered a more flexible number later in the conversation.

Loan Term

Money Down Required

Closing Speed

Did you avoid sharing our rates?

Notes / Observations

Good note example: “Flexible, knows investor deals, can close in 7 days, wants deal package emailed.”

Saved Lenders

Latest submissions saved to the server. Download the full CSV anytime.

Download CSV

Date	Submitted By	Contact	Company	Type	Phone / Email	Area	Deals	Terms	Wholesalers	Notes	Rating
Loading entries...

Lumen Assistant

API-ready helper for Adrian while working lender intake. After you add your endpoint and key, this box will talk to your live Lumen API.

Status: ready

Hi, I’m Lumen. Ask me lender intake questions, definitions, negotiation questions, or what to ask next.